Zurich Kotak General Insurance (formerly Kotak Mahindra General Insurance) sells comprehensive, third-party and standalone own-damage car insurance online in India. Claim-free drivers earn a No Claim Bonus of up to 50% on the own-damage premium, policies include access to 6,500+ cashless garages, and renewals can be completed online in under 10 minutes.
50%
NCB Deal
Claim-free years earn a No Claim Bonus on the own-damage premium: 20% after 1 year, rising to 35% after 3 years and 50% after 5 claim-free years.
6,500+
Garages Deal
Zurich Kotak car insurance lists more than 6,500 authorised cashless garages across India for repairs under a valid claim.
10 Min
Renewal Deal
Renew a Zurich Kotak car policy paperlessly by entering your policy number, customer ID or registration number, then pay by credit card, debit card or UPI.
Zero Dep
Add-on Deal
Comprehensive policies can add bumper-to-bumper zero depreciation cover, alongside add-ons such as engine protect, consumables, return to invoice, tyre protect and key replacement.
Extra
Savings Deal
Zurich Kotak lists premium savings for an approved anti-theft device, a higher voluntary deductible and AAI membership, in addition to the No Claim Bonus.
NCB
Transfer Deal
An existing No Claim Bonus can be transferred from another insurer to a Zurich Kotak car policy, provided you renew within the grace period.
24x7
Assistance Deal
Add 24x7 roadside assistance to your car policy, and electric car owners can choose the EV Protect add-on.
7 Day
Claims Deal
Reimbursement claims are settled within 7 days of complete document submission, and a surveyor inspection is scheduled within 24 hours of a claim reported on a working day.
FAQs
Find quick answers about coupon codes, deals, and store discounts.
Find 8 verified Zurich Kotak Car Insurance coupon codes at DiscountCrown. Current savings include 50% NCB. Browse active promo codes, deals, and shopping offers updated for Nov 2026.
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