MiniCredit (Minicredit Sp. z o.o., Warsaw) is a Polish online lender offering short-term loans of 500 to 9,600 PLN repaid over 30 days, with a decision in as little as 15 minutes and payout via Przelewy24. The representative example is 2,500 PLN for 30 days with a total cost of 300.34 PLN (RRSO 297.61%).
Repeat
Loans Deal
Returning customers can apply for a new loan as soon as the previous one is paid off; only one active loan is allowed at a time, with amounts up to 9,600 zł and support open weekdays 8:00-22:00 and weekends 10:00-18:00.
Early
Repayment Deal
Repaying a MiniCredit loan before the 30-day term ends is allowed, and you receive a refund for the unused part of the loan period.
5 Min
Application Deal
The online application takes under 5 minutes, is open 24/7 and needs only a valid ID card, your own bank account and mobile number; no income certificates or collateral are required, and applicants must be aged 18 to 75.
15 Min
Decision Deal
After the creditworthiness check MiniCredit gives a decision in up to 15 minutes and sends the money straight away via Przelewy24; transfers usually arrive within 15 minutes, while evening and non-business-day transfers land at the next banking session.
Up to
9,600 PLN Deal
Apply online for a MiniCredit loan of 500 to 9,600 zł repaid over 30 days. Representative example: 2,500 zł for 30 days costs 300.34 zł in total (250 zł commission, 20.55 zł service fee, 29.79 zł interest), RRSO 297.61%.
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FAQs
Quick answers for shoppers checking current Mini Credit savings on DiscountCrown.
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