6 Verified Offers 6 Updated Today 1 Active Code

IRA Financial Coupons & Deals on Self-Directed IRAs and Solo 401(k) Plans

IRA Financial provides self-directed retirement accounts, including the Self-Directed IRA, Checkbook IRA, Crypto IRA, Solo 401(k), ROBS, SEP and SIMPLE IRA plans. Current offers include $150 off the first year when you add stocks trading, $300 in fee credit for each funded referral and a free 15-minute consultation with a specialist.

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Latest IRA Financial Discount Codes, Referral Credit and Plan Fees

$100

Yearly Deal

Deal

Crypto IRA From $100 a Year With No Minimum Balance by IRA Financial

The IRAfi Crypto IRA has a $100 annual fee, a flat 1% trading fee, no minimum account balance and access to nearly 100 cryptocurrencies through Bitstamp.

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End Date: Ongoing

$399

Yearly Deal

Deal

Solo 401(k) With Free Form 5500-EZ Filing at IRA Financial

The Solo 401(k) costs $999 for the first year and $399 a year after, and includes plan document updates, preparation and filing of IRS Form 5500-EZ and a Mega Backdoor Roth option.

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End Date: Ongoing

$495

Yearly Deal

Deal

IRA Financial Self-Directed IRA for a Flat $495 a Year

The Self-Directed IRA has one flat $495 annual fee with $0 asset value, investment, distribution and conversion fees. Custodian service costs are billed separately.

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End Date: Ongoing

Free

Consult Deal

Deal

Free 15 Minute Consultation With an IRA Financial Specialist

Book a free 15-minute call with a self-directed account specialist to ask about account types and fees before opening an account.

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End Date: Ongoing

$300

Credit Deal

Deal

Refer a Friend to IRA Financial and Earn $300 in Fee Credit

Existing clients earn $300 in account credit toward their next annual fee for each referred friend who opens and funds an account, with no cap. The referred friend gets $100 off their annual fee.

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End Date: Ongoing

$150

OFF Code

Code

$150 Off the First Year With Stocks Trading by IRA Financial Promo Code

Add the stocks trading option ($100 a year) to a Solo 401(k), Self-Directed IRA or Checkbook IRA and get $150 off the first year. Enter the code at sign-up.

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End Date: Soon

FAQs

Frequently Asked Questions

Find quick answers about coupon codes, deals, and store discounts.

Can I talk to IRA Financial before opening an account?

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Yes. You can book a free 15-minute consultation with a self-directed account specialist on the IRA Financial website.

What does an IRA Financial Self-Directed IRA cost?

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The Self-Directed IRA has a flat $495 annual fee with $0 asset value, investment, distribution and conversion fees; custodian service costs are separate.

How does the IRA Financial referral program work?

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Clients earn $300 in account credit toward their next annual fee for each referred friend who opens and funds an account, and the friend gets $100 off their annual fee.

Is there an IRA Financial promo code?

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Yes. IRA Financial shows a promo code that takes $150 off the first year when you add the stocks trading option to a Solo 401(k), Self-Directed IRA or Checkbook IRA.

About IRA Financial Savings

Find 6 verified IRA Financial coupon codes at DiscountCrown. Current savings include $100 Yearly. Browse active promo codes, deals, and shopping offers updated for Nov 2026.

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