The Scapia Federal credit card is a lifetime-free travel card issued by Federal Bank with Scapia, available on Visa with a complimentary RuPay card on the same account. It has zero joining and annual fees, earns 10% Scapia Coins on eligible spends and up to 20% on travel booked in the Scapia app, and charges 0% forex markup on international spends.
Zero
Fees Deal
The Scapia Federal Bank credit card is lifetime free, with no joining fee and no annual fee. Apply digitally through apply.scapia.cards or the Scapia app.
20%
Rewards Deal
Flights, hotels, trains, buses, visas, experiences and Scapia Store purchases paid with the card in the Scapia app earn up to 20% back in Scapia Coins.
10%
Rewards Deal
The Visa variant of the Scapia Federal card earns 10% back as Scapia Coins on eligible everyday spends such as dining, groceries and shopping. Fuel, rent, EMIs, wallet loads and some other categories do not earn coins.
0%
Forex Deal
International card spends, in store and online, carry a 0% forex markup on the Scapia Federal credit card.
Free
Lounge Deal
Cardholders unlock unlimited domestic airport lounge access, or airport dining, shopping and spa rewards in its place, after reaching the monthly spend milestone across their Scapia cards in the previous billing cycle. Activate it in the app before use.
5%
Rewards Deal
A RuPay card on the same Scapia Federal account earns 5% Scapia Coins on eligible UPI and card transactions above the minimum amount, sharing one credit limit and statement with the Visa card.
100%
Redeem Deal
Scapia Coins have no minimum redemption or cap, stay valid for 36 months and can pay for up to 100% of a travel booking in the Scapia app.
Free
Add-on Deal
Add up to 3 family members to your Scapia Federal account at no extra cost; add-on cards earn Scapia Coins at the same rates as the primary card.
FAQs
Find quick answers about coupon codes, deals, and store discounts.
Find 8 verified Federal Scapia Credit card CPL coupon codes at DiscountCrown. Current savings include Zero Fees. Browse active promo codes, deals, and shopping offers updated for Nov 2026.
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